Small Balance
Commercial
Program
Flexible Small Balance Commercial Financing
At Power Capital Direct, we understand that small balance commercial loans demand big flexibility. That’s why our Small Balance Commercial Mortgage Program is designed to provide tailored financing for investors, business owners and developers. With flexible terms and commercial real estate financing options, the program supports acquisition, refinance and portfolio growth.
Offering loan amounts from $250K to $10M, LTV ratios up to 80%, and amortization options of up to 30 years, our program provides the agility and accessibility you need to invest with confidence. From multifamily housing and mixed-use developments to retail, light industrial, and specialized properties, with financing structures tailored to eligible commercial transactions.
Maximized Lending
Our SBCL is your bridge to financial flexibility. With LTV ratios up to 80%, we extend financing from $250K to $10M.
Financing Flexibility
Long-term stability with up to 30-year amortization and flexible prepayment terms tailored to your strategy.
Efficient Process
Structured qualification, application review and financing support for eligible commercial transactions.
Small
Balance
Program
Small balance commercial financing from $250K to $10M.
Power Capital Direct’s Small Balance Commercial Loan Program provides flexible commercial financing for investors, business owners, and developers seeking accessible capital for smaller-scale properties.
With streamlined approvals, high LTV options, and long-term stability, our program empowers you to acquire, refinance, or expand your portfolio with confidence.
Small Balance Commercial Financing
Share your project details to get started.
Diverse Property Types
Eligible properties include multifamily, mixed-use, retail, warehouses, light industrial, mobile home parks, self-storage, automotive, restaurants, daycare centers, bars, and more.
Loan Amounts & Eligible Borrowers
Loans from $250K to $10M, available to both investors and business owners. Financing is open for both investment and owner-occupied commercial properties.
Flexible Terms & Amortization
Loan terms of up to 30 years, with full amortization or interest-only structures available to match your cash flow needs.
Flexible Leverage Options
Leverage up to 80% LTV, available without seasoning requirements, subject to underwriting and program requirements.
Cash-Out & Foreign Investor Friendly
Program options are available to eligible foreign nationals investing in U.S. commercial real estate, subject to underwriting and program requirements.
Ready to Move Forward?
Whether it’s your first investment or your next project, we’ll help identify financing options suited to your commercial real estate needs.PCD Headquarters
Visit us at our Coral Gables office: 1430 South Dixie Hwy, Suite 204, Coral Gables, FL 33146. Street-level access. Meetings by appointment.
Contact Us via Email
Send us a message and we’ll get back quickly with the right program for you, or contact us at info@powercapitaldirect.com
Schedule a Call
Let’s connect by phone: +1 (305) 773-2695. Tell us about your deal, and we’ll guide you to the right program.
Send Us a Message
Share a few details through the contact form and our team will follow up promptly. Prefer real-time support? Start a live chat now.
Commercial Financing Disclosure
Power Capital Direct provides business-purpose and commercial real estate financing. Financing offered through this program is intended for business and investment purposes and is not intended for personal, family, or household use.
Power Capital Direct
1430 South Dixie Hwy, Suite 204
Coral Gables, FL 33146
info@powercapitaldirect.com
Power Capital Direct’s Small Balance Commercial Loan Program provides business-purpose financing for eligible acquisition, refinancing, cash-out refinancing, and owner-occupied commercial real estate transactions. Loan amounts, rates, fees, leverage, terms, amortization, and approval conditions vary based on the property, transaction structure, borrower qualifications, and underwriting. Submission of an inquiry or application does not constitute a commitment to lend or guarantee approval or funding.
Fees: NO UPFRONT FEES.
Any applicable financing or transaction-related fees will be disclosed as part of the applicable financing terms.
Let’s Connect!
Get started today. Prefer a quick message? Fill the short form below and our team will send details and contact you.