Long-Term Loans for Short-Term Investors. 0{{current_slide_index}} Finance your short-term rentals with no tax returns required. Loans from $75K to $3.5M, up to 80% LTV, and interest-only options available. Up to 80% LTV & Loans from $75K to $3.5M.
 chevron_left chevron_right Airbnb & Short-Term Rental Loans 0{{current_slide_index}} Expand your Airbnb portfolio with long-term financing up to $3.5M. No income verification, LTV up to 80%, 30-year fixed & interest-only loans available.
30-Year Fixed, ARM & Interest-Only Options chevron_left chevron_right scroll

Short-Term
Rental
Program

Tailored Lending With Loan Amounts of $75K to $3.5M

At Power Capital Direct, we understand the fast-paced, high-return world of Airbnb, vacation, and short-term rental investing. Our Short-Term Rental Loan Program is built to provide the capital and flexibility you need to acquire, refinance, or cash out on properties that drive consistent cash flow. With financing options from $75K to $3.5M, and LTVs up to 80%, we give investors the leverage to expand portfolios quickly while maintaining financial agility.

Unlike traditional financing, our program is designed around rental income—not personal tax returns—making qualification simple and efficient. With competitive long-term terms, including 30-year fixed, ARM, and interest-only options, we help investors optimize cash flow, unlock liquidity, and scale their short-term rental businesses with confidence. Whether you’re growing a single Airbnb property or managing a large vacation rental portfolio, our solutions adapt to your strategy.

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Fixed-rate, ARM or interest-only
Up to 80% Loan-to-Value (LTV)
From $75K to $3.5M

Scale Your Short-Term
Rental Business Get Airbnb financing with no personal income verification. Loans from $75K to $3.5M, 80% LTV, and 30-year fixed or ARM options. Apply today! loans with Airbnb financing available

High Loan
Amounts

From small Airbnb investments to large vacation rental portfolios, we offer loans from $75K to $3.5M to fit your strategy.

Rental Income

Approval is based on your property’s cash flow, not personal income or tax returns, making it easier to secure financing.

Flexible Terms

From 30-year fixed, ARM, or interest-only options to match your investment goals and maximize cash flow.

Airbnb & Short-Term Rental Loans Finance your short-term rental or Airbnb properties with loans from $75K to $3.5M, offering up to 80% LTV, 30-year fixed or ARM terms, and interest-only options—all with no personal income or tax return verification required. Designed for both U.S. and foreign investors, this flexible program makes it easy to expand your rental portfolio and get pre-approved in minutes. Long-Term Loans
for Short-Term Investors

Rental Financing Made Simple Short-term rental investors. Real estate investors securing long-term financing. Property owners refinancing. Foreign investors entering the U.S. market. LLCs, LPs, and corporations. Who can Benefit? High LTV Get Airbnb financing with no personal income verification. Secure up to 80% Loan-to-Value (LTV) for new acquisitions, keeping more capital for additional investments. Get Funded Fast Tailored Lending
for Short-Term
Rentals Access up to 75% LTV with cash-out refinancing to reinvest, expand, or optimize your short-term rental business. Unlock Liquidity Global Opportunities Available to foreign nationals, LLCs, LPs, and corporations, offering scalable solutions in major U.S. rental markets.

Short-Term
Rental Loan
Program

Long-Term Loans for Short-Term Investors.

Our Short-Term Rental Loan Program delivers tailored lending for investors seeking to maximize profitability in the vacation and Airbnb markets. Offering flexible terms, DSCR-based qualification, and eligibility for foreign nationals and business entities, this program makes it easy to secure financing nationwide for single-family homes, condos, townhouses, and 1–4 unit rental properties.

DSCR Financing made easy!

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Flexible Loan Amounts & Terms

Loans from $75K to $3.5M with terms up to 30 years, including fixed-rate, ARM, and interest-only options—tailored for short-term rental investments.

Broad Property Eligibility

Available for single-family homes, 1–4 unit properties, condos, townhomes, and vacation rentals—ideal for Airbnb and other short-term rental platforms.

Streamlined Qualification & Fast Closings

Approval based on a 1.25x DSCR using interest-only payments, with no personal income verification required and fast, efficient closings.

Investor-Friendly Credit & Entity Options

Minimum FICO of 640 and eligibility for LLCs, LPs, and corporations—designed to accommodate both new and experienced investors.

Open to Foreign Nationals

Global investors welcome—finance U.S. short-term rental properties with ease and confidence.

Let’s Connect!

Get started today. Prefer a quick message? Fill the short form below and our team will send details and contact you.