Rental Property Loans for Investors 0{{current_slide_index}} Finance your rental properties with no tax returns required. Loans from $75K to $3.5M, up to 85% LTV, interest-only options available. Long-Term Financing for DSCR Investors chevron_left chevron_right High LTV, Low Rates, Fast Funding
 0{{current_slide_index}} Expand your rental portfolio with DSCR loans up to $3.5M. No income verification, LTV up to 85%, 30-year fixed & interest-only loans.
 Up to 85% LTV & Loans from $75K to $3.5M.
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DSCR Rental
Loan Program

Flexible DSCR Loans for Experienced & First-Time Investors

At Power Capital Direct, we make rental property financing simple, flexible, and scalable. Our DSCR (Debt Service Coverage Ratio) Rental Loan Program is designed for both experienced investors and first-time buyers looking to grow their portfolios without the burden of traditional income verification. By qualifying based on rental income instead of personal tax returns, our program empowers investors to expand faster, maximize cash flow, and unlock long-term wealth-building opportunities.

With loans ranging from $75K to $3.5M, financing up to 85% LTV, and credit score requirements as low as 640, this program offers competitive terms to fit a wide range of strategies. Whether you’re purchasing, refinancing, or cashing out equity, we provide flexible 30-year fixed, ARM, and interest-only options to match your investment goals—helping you keep more capital in play while securing stable, long-term financing.

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Loans from $75K to $3.5M
LTV Up to 85% for purchases
Up to 75% for refinance

Smart Financing for Rental Investors Build Wealth with Long-Term Loans: Our streamlined process gets you pre-approved in minutes so you can secure long-term rental financing with confidence and speed. BUILD WEALTH AND MAXIMIZE CASH FLOW

High Loan
Amounts

Whether you're a first-time investor or expanding your portfolio, we offer loans from $75K to $3.5M.

High LTV Financing

Up to 85% Loan-to-Value (LTV) for purchases and 75% (LTV) for refinances, keep more cash for future investments.

Flexible Terms

From 30-year fixed, ARM, and interest-only options, giving you flexibility to optimize cash flow.

High LTV, Fast Closings, No Tax Returns Required. Expand your rental portfolio with DSCR loans from $75K to $3.5M, offering up to 85% LTV, 30-year fixed or ARM terms, and interest-only options—all with no personal income or tax return verification required. Designed for both domestic and foreign investors. Expand Your Rental Property Portfolio

Rental Loans for Investors Real estate investors, first-time buyers, and foreign investors expanding rental portfolio. Property owners refinancing for better terms. Short-term and vacation rental investors securing long-term financing. Who can Benefit? Qualify with Rental Income Ideal for building or expanding your rental portfolio. Get approved based on property cash flow, not tax returns or personal income, making it easier for investors to scale. Smart Financing
for Rental Investors Finance single-family homes, townhouses, vacation rentals, and 1-4 unit properties, allowing you to build a strong, diversified portfolio. Invest in Diverse Rentals Global Opportunities No U.S. credit history? No problem. Our program is designed for international investors entering the U.S. rental property market.

DSCR
Rental Loan
Program

Rental Property Financing

Our DSCR Rental Loan Program is built for investors who want to grow their rental portfolios with ease and efficiency. Offering high leverage, minimal documentation, and eligibility for foreign nationals, it provides a streamlined path to finance single-family homes, townhouses, 1–4 unit properties, and vacation rentals nationwide—helping you secure long-term cash flow and scale your investments faster.

DSCR Financing made easy!

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Flexible Loan Amounts & Terms

Loans from $75K to $3.5M with terms up to 30 years, offering fixed-rate, ARM, and interest-only options tailored for both individual and portfolio investors.

Broad Property Eligibility

Eligible for single-family homes, townhouses, 1–4 unit properties, and vacation rentals—ideal for building or expanding your rental portfolio.

High Leverage, Low DSCR Requirements

Up to 85% LTV for purchases and 75% for refinancing, with DSCR qualification as low as 1.0x based on interest-only payments—maximize borrowing power with minimal income requirements.

Streamlined, Investor-Friendly Underwriting

No tax returns or personal income verification required. Minimum FICO of 640 and fast closings for quick access to capital.

Open to Global Investors

Financing available to foreign nationals, making U.S. rental property investment accessible worldwide.

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