Property Loans for Non-US Citizens
Investing in U.S. Real Estate: A World of Opportunity for International Investors
U.S. real estate continues to draw global investors—thanks to its strong market stability, high growth potential, and diverse property types. For non‑U.S. citizens, navigating this landscape has challenges, but the rewards are substantial.
Why the U.S. Attracts International Investors
No residency required to buy property: Foreigners can invest in U.S. real estate freely; there’s no requirement to be a resident or citizen.
High-growth potential: Properties in the U.S. offer strong rental yields and capital appreciation—appealing for both rentals and flips.
Diverse investment options: From single-family homes to commercial buildings, and syndications to short-term rentals, non‑citizens have plenty of entry points.
The Shift Toward Non-Traditional Financing: Your Fast Track to U.S. Property
As traditional banks remain conservative, non-traditional lenders and private credit sources have stepped in, offering faster approvals, asset-driven underwriting, and higher leverage—particularly critical for international investors. Other innovative approaches gaining popularity include real estate syndications, private credit lending, and build-to-rent strategies, which enable more flexible capital deployment and access to larger U.S. deals
How PCD LATAM Programs Empower Global Investors
Power Capital Direct has structured specialized lending programs that address the very challenges international investors face—by offering asset-focused underwriting, minimal documentation, and scalable financing tailored to investor needs.
Highlights of PCD LATAM Financing Programs
1. DSCR Rental Loans
Overview: Finance properties based on income, not personal credit. Key Benefits: Loans from $75K–$3M, up to 75% LTV, 30-year fixed, ARM, and interest-only options Perfect for long-term rentals or Airbnb-style investments
2. Fix & Flip Loans
Overview: High-leverage, fast-turnaround financing for investment flips. Key Benefits: Up to 90% LTC and 100% rehab financing, $75K–$4M loans, with 24/7 online draw access. Ideal for renovating and selling quickly for ROI
3. Bridge Loans (Commercial & Residential)
Overview: Short-term funding to close deals or cover transitions.
Key Benefits: From $50K–$3M+, up to 65% LTV, Same-day approvals, interest-only payments
4. Small Balance Commercial Loans
Overview: Flexible loans for smaller commercial investments.
Key Benefits: $250K–$3M financing, up to 75% LTV, Long amortizations (up to 30 years)
5. Permanent Commercial Loans
Overview: Traditional commercial financing for major assets. Key Benefits: Up to $100M, 80% LTV, with hybrid ARMs
6. Hotel Lending Program
Overview: Tailored for hospitality projects.
Key Benefits: Starts at $5M, up to 80% LTV, Senior & subordinate debt structures for diverse hotel types
Ready to Invest in U.S. Real Estate?
If you're a LATAM investor seeking high-impact real estate opportunities in the U.S., PCD’s tailored financing solutions are your fast-track to success. Whether you're looking to build a rental portfolio, flip homes, or secure long-term commercial assets—PCD makes it possible. Take the first step today: Reach out to our LATAM team and unlock the full potential of U.S. real estate investment—on your terms.